Filing for Social Security Disability Insurance (SSDI) can help you make ends meet when you’re disabled and unable to work. But how much can you expect to receive if your claim is approved? Every situation is unique and your Myrtle Beach Social Security Disability lawyer can help you understand what you can expect, but it’s still helpful to be aware of the average payments people receive. Here’s what you need to know.
The Average Payment Depends on the Type of Benefit You’re Applying For
The exact amount you’ll receive each month will depend on the type of benefit you’re applying for. There are three main disability insurance types that disabled individuals who can no longer work can use: Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), and private disability insurance.
- SSDI payments: On average, the Social Security Administration (SSA) pays disabled workers a monthly payment of $1,486.89. Keep in mind that if you’re receiving workers’ compensation in addition to SSDI payments, the amount you receive may be lower. Most individuals who have worked full-time jobs have the ability to file an SSDI claim.
- SSI payments: According to the SSA, most SSI recipients receive an average monthly payout of $676.06. SSI payments are typically awarded to individuals with documented disabilities and those who are 65 years of age or older.
- Private disability insurance: The average payment for private disability insurance policy holders varies based on the policy. These plans may be able to provide higher payment amounts, but you’ll need to be a policyholder at the time you’re injured to qualify for payments.
How Long Will Payments Continue?
If you’re eligible to receive disability payments, those payments can continue indefinitely. You may even be able to return to work and still continue receiving payments in some cases. However, the amount you earn can impact your eligibility. If you earn more than $1,350 per month, you may no longer qualify to receive SSDI payments or SSI payments.
If you’re receiving payments from a private disability insurance policy, you’ll need to read up on the terms of your policy to determine your eligibility. Contact your insurance provider for clarification.
How to Apply for Disability Payments in South Carolina
You’re able to apply for SSDI online but be aware that doing so can take time. As part of your application, you’ll need to provide documentation that shows the extent of your disability, take time to fill out the application, and make sure everything is filled out accurately. If there are any errors on your application, it can lead to delays in processing which means you won’t have access to the money you need to make ends meet.
The best way to handle your application is to work with an experienced South Carolina Social Security Disability lawyer. Your attorney will be able to review your situation and help you determine if you’re eligible for SSDI in the first place. If you are, they’ll help you prepare your application and navigate the process so you’ll never have to go through it alone.
Contact Lam Law Firm Today
If you’re disabled and are unable to return to work, don’t try to manage your application on your own. Contact Lam Law Firm and schedule a consultation. Our team will review your situation and help you navigate the process. You’ll have access to a reliable expert who can explain the nuances of SSDI and help you ensure that your application is submitted error-free from the beginning.