workers compensation form

Accidents and injuries can happen unexpectedly in the workplace. As an employee, it is vital to  understand the intricacies of South Carolina’s Workers’ Compensation system. At Lam Law Firm, we are committed to helping you navigate the complexities of your injury claim, here we have compiled a list of frequently asked questions to help guide you through the workers’ compensation process.

What is Workers’ Compensation, and Who Does it Cover in South Carolina?

Workers’ Compensation is a state-mandated insurance program designed to provide medical and financial benefits to employees who sustain work-related injuries or illnesses. In South Carolina, employers with four or more employees are required to provide coverage, including full-time, part-time, and temporary workers.

How Do I File a Workers’ Compensation Claim in South Carolina?

Employees injured in the workplace should report these injuries to a supervisor promptly, this could be a manager, supervisor, or an on-site nurse. You have 90 days to report a workplace injury, if you fail to report after the 90 days, you may be disqualified from receiving benefits. Employers are responsible for reporting the injury to their workers’ compensation insurance carrier and the South Carolina Workers’ Compensation Commission. However, you have to file a claim within 2 years of the accident (or date of death), you may have to complete a Form 50 or Form 52.

Can I Choose My Own Doctor for Medical Treatment?

In most cases, your employer or its insurance carrier has the right to choose the treating physician. It is important to contact your employer or their representative before scheduling an appointment to make sure the physician is approved. In certain circumstances, you may be able to request a change of physician, if this request is denied, legal guidance may be sought to navigate this process.

What Benefits are Available Under South Carolina Workers’ Compensation?

The benefits include medical treatment related to the workplace injury and income benefits for temporary or permanent disabilities. Unfortunately under the South Carolina Workers’ Compensation act, there are no benefits available for pain and suffering. There are multiple factors to consider when calculating the amount of benefits you receive, this includes the extent of your injuries, your ability to keep working, and your average weekly wages before your injuries. A broad range of injuries are covered, these injuries include but are not limited to, physical injuries like burns, traumatic brain injuries, back injuries, and occupational diseases. 

If You’ve Been Injured at Work, Contact Lam Law Firm Today 

Navigating the workers’ compensation process on top of your injury in South Carolina can be complex, but it is important to have an understanding of the key aspects of workers’ compensation. At Lam Law Firm, we have the experience to help you navigate your injury claim so you receive the compensation that you deserve. Contact us today to schedule a consultation.