John and I came to Ms. Lam’s office seeking bankruptcy help. From the moment we entered her office, we felt a calm relief. We were treated with compassion and respect. We were given the best advice. As we followed through the process, Ms Lam helped us realize that bad things happen to good people. The court hearing was completed with Ms. Lam’s leadership and professionalism. We are proudly moving on to the re-building of our financial future.