The Second Stimulus Package: What Does It Include?
After a mere ninth months of economic decay and political gridlock, Congress has finally passed a second stimulus package. At $900 billion, it is…
Reaffirming Your Mortgage
Imagine that you have just filed your Chapter 7 Bankruptcy and you sign on to pay your mortgage payment. Your servicer has blocked…
Protect Yourself from Summer Auto Accidents
Summer is here! I imagine that many of you will be taking road trips, going on vacations, or taking a drive to the…
Personal Injury Protection & MedPay
What Is the Difference Between PIP and Medical Payments? If you have ever been in a car accident, you know how stressful getting medical…
Chapter 13 Payment Calculation
A Chapter 13 bankruptcy is different from a Chapter 7 in that you are set up with a 3 or 5 year repayment…
Tips on How to Balance Your Budget
When many of us hear or see the word “budget,” we tend to have a visceral reaction to it. The fact is that…
Can I File for Bankruptcy if I’m Unemployed?
If you lose your job, it’s easy to fall into a spiral of financial hardship. In today’s job market, it can be extremely…
Understanding the GRID Rules – Social Security Disability
What are the GRID Rules of Social Security? The social security office has recently brought about the GRID rules. These rules apply in the following…
Can I Get Sued for Delinquent Credit Card Debt?
If you’re struggling with credit card debt, the constant calls from debt collectors and pressure from creditors can be overwhelming. However, you might…
What is a Chapter 7 Bankruptcy or Straight Bankruptcy Anyways? Part 1
What is a Chapter 7 Bankruptcy / Straight Bankruptcy Anyways? Part One Many times when I meet with my clients for a bankruptcy…