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When you’re already dealing with severe financial hardship, creditor harassment can push your mental health to its limits. From confronting you at your workplace to leaving embarrassing and threatening voicemails, creditors can be relentless when it comes to seeking payment – even when it violates the laws set forward by the Federal Trade Commission (FTC). At Lam Law Firm, our Myrtle Beach ...
When you’ve been dealing with significant debt burdens for years on end, you may eventually decide to get a fresh start, by filing for Chapter 7 bankruptcy . This form of bankruptcy allows you to “discharge” most forms of unsecured debt, including mounting credit card balances and bills from major medical expenses. Because of this, Chapter 7 is often referred to as “debt forgiveness.” However, in ...