Many of us often feel like we never have as much money as we would like to have or simply are unable to save as much as we should. If you feel like you are living from paycheck to paycheck, it might be time to reexamine how your funds are being allocated and if you can cut back on any superfluous items that are holding you back financially. Below is a list we have compiled of some items you can ...
Picking the right insurance coverage can be confusing. Below, we break down 5 types if car insurance policies and what each one can do for you after an accident . #1: Liability Insurance This type of insurance covers you if you are in a car accident and you are found to be at fault. A liability insurance policy covers the cost of property damage repairs and medical bills for injuries . States ...
Chapter 13 bankruptcy is designed to help debtors seek financial independence by helping them reorganize and restructure their debts in order to pay them off over a period of three to five years. However, there are limits on how much debt you can have in order to file for this particular type of bankruptcy. Let’s take a closer look at these limits and discuss how you can fit under them through ...
It might not be fun or glamorous, but learning to budget your finances is an important part of maintaining your financial stability. Having a good budget in place can help you identify what aspect of your finances needs to be strengthened. Below, we give you some tips that can help you create a practical monthly budget. Know Your Monthly Income Before you can make a budget, you need to know the ...
If you lose your job, it’s easy to fall into a spiral of financial hardship. In today’s job market, it can be extremely difficult to find stable employment again, especially if you need to do so quickly in order to take care of your family. This means it’s also not uncommon for unemployment to lead to someone needing to declare bankruptcy. However, can you declare bankruptcy if you don’t have a ...
