Not sure what to provide us prior to filing Bankruptcy in South Carolina? Here are your answers.
After your FREE CONSULTATION with Attorney Lam you will be given a Bankruptcy Filing Questionnaire. The questionnaire is ten pages of very precise and in-depth questions. Each one of these questions must be answered truthfully and to the best of your ability. We need to have a complete understanding of your financial situation prior to your Bankruptcy filing.
Examples of questions that are asked in the Questionnaire for Bankruptcy Filing:
1. List of your personal property and their values:
- Amount of Cash on hand? In checking and savings accounts?
- Household goods and furnishings?
2. List all Secured Loans.
3. List all Unsecured Debts (with account numbers, addresses, and amounts owed)
4. Current income from the last 6 months for each person in the household?
Although it may seem we are being extremely nosy I promise you we are not. Attorney Lam has tailored the bankruptcy filing questionnaire with questions that are required in your Bankruptcy petition. Further, you must provide our office with:
- Copy of paystubs for the last six months (for all jobs);
- Bank statements covering six months prior to filing (for all opened accounts);
- Past two years tax returns and W-2s.
We must submit the above documents to the Trustee at the time of your filing. The Bankruptcy Court also suggests you save each additional paystub and bank statement for the month after filing.
We hear excuses all the time like, “oh we can’t find our paystubs” or my favorite, “We are just not that organized and cannot locate these documents”. I don’t think the Trustee will accept these excuses really well so PLEASE be diligent in providing these documents to our office.
We understand that this is a very intense and stressful time. The intake and the copies that are required seem like a lot to come up with but with our assistance and guidance, you can do this! If you have any questions please call us and we will be more than happy to help you figure it all out.
DISCLAIMER: The information contained on this page is for general information, only. It is not intended to be legal advice, nor should you make legal decisions based on this information. Please consult one of our attorneys to see how the law applies to your particular situation.