Chapter 7 You Deserve a Fresh Start

Chapter 7 Bankruptcy

Filing for Chapter 7 in Myrtle Beach, SC

Are your bills overwhelming? Are you worried that you may never be able to pay back what you owe? There may be hope in filing a Chapter 7 bankruptcy with help from an attorney. According to bankruptcy law, Chapter 7 allows the debtor to have the court “discharge” or cancel most of his or her unsecured debts. A Chapter 7 bankruptcy typically goes into effect very quickly, which means that you will not have to wait years for a fresh start.

Chapter 7 may be the right option for you if you:

  • Owe an extensive amount of credit card and/or medical debt - Chapter 7 or Straight bankruptcy allows the debtor(s) to “discharge” or eliminate most unsecured debt such as credit card debt, medical bills, or any personal loans that have not been secured to collateral.
  • Do not own much property - You are allowed to keep some of your assets in filing for Chapter 7 while others are sold by the interim trustee to repay some of your creditors. You can keep assets as long as the equity or value in the asset meets the allowable exemptions in your home state. Your attorney at the Lam Law Firm can assist you in protecting your valuable assets through a Chapter 7 by using the proper allowable exemptions in your petition.
  • You meet the means test - To qualify for Chapter 7, you have to meet the South Carolina Census Median Income test for the number of people in your household. Note that your income is your average gross income (before taxes) for the last six calendar months prior to filing your bankruptcy petition, excluding any benefits under the Social Security Act. Attorney Lam can assist you with this test to determine if you qualify.

Contact the firm today to schedule a free consultation with an attorney.

Contact Lam Law Firm

At Lam Law Firm, you are more than just a number. If you need help, call us. We’ve helped thousands of clients successfully resolve their legal problems. Call us for your free initial consultation today.

Call Lam Law Firm in Myrtle Beach at (843) 695-7700
to speak with an attorney today.

  • NACBA
  • S. Carolina Bankruptcy Law Association
  • South Carolina Bar
  • ABA
Get an Attorney on Your Side

With the help of the compassionate and highly competent Myrtle Beach bankruptcy attorney from Lam Law Firm, the bankruptcy process can be quick and painless. Attorney Lam can guide you through this process, step-by-step, and help you position yourself to have a successful future that is free from debt.

Call 843-695-7700 today to get the fresh start you deserve.

Lam Law Firm

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