Free Consultations! Call Today!

843.695.7700

Welcome to Our Blog

  • Benefits of Declaring Bankruptcy

    As a Myrtle Beach bankruptcy firm, we often hear about the fears and drawbacks many clients believe about bankruptcy. Some of them are true, while others are wildly unsubstantiated flat-out false. However, one thing that many people have in common: they’re uncertain as to just how badly their lives will be affected going forward. However, what many of these people don’t realize is just how many ...
    Continue Reading
  • Can I File for Bankruptcy if I'm Unemployed?

    If you lose your job, it’s easy to fall into a spiral of financial hardship. In today’s job market, it can be extremely difficult to find stable employment again, especially if you need to do so quickly in order to take care of your family. This means it’s also not uncommon for unemployment to lead to someone needing to declare bankruptcy. However, can you declare bankruptcy if you don’t have a ...
    Continue Reading
  • Three Ways to Rebuilt Credit After Bankruptcy

    One of the reasons many people staunchly refuse to consider bankruptcy as a viable method of debt relief is the belief that their credit will be irreparably ruined. This is far from the truth: while your credit will be impacted by declaring bankruptcy, most people’s rating has already been damaged so severely through late and missed payments that a declaration won’t actually hurt it that much ...
    Continue Reading
  • Four Common Bankruptcy Myths Debunked

    Filing for bankruptcy isn’t really something that people want to go through, and many people have developed a lot of incorrect or misguided knowledge from a variety of sources. These common myths and misconceptions may be so engrained that they’ve taken root in social common knowledge, often encouraging more people to not even consider this option that they could otherwise benefit from. Here are ...
    Continue Reading
  • Can I Buy a House After Bankruptcy?

    Home ownership is the dream for people everywhere, however those who are in financial trouble may feel as though they’ll never reach that point. When you’re struggling to make the payments you already have, it can be difficult to obtain a loan in order to purchase a home, let alone save up enough money to actually make a down payment. Yet we find that many people who are in this situation don’t ...
    Continue Reading
  • What Bankruptcy Can & Can’t Do

    American case law is in a constant state of striking a balance between a business’ right to operate and an individual’s right to their own property. As a result, our nation has pioneered a forgiving and powerful consumer rights system, the crown jewel of which is our bankruptcy process. However, as powerful as it is, there’s plenty of misunderstanding about what it can actually do. Today’s blog ...
    Continue Reading
  • How Bankruptcy Affects Your Student Loans

    There’s a common misconception that student loans are impossible to discharge. Granted, the test for discharging student loans is difficult, perhaps unreasonably so. Filing for student loan discharge is also cost-prohibitive—you’ll absolutely need an attorney to help you do it, but paying them is difficult for people who are unable to make their student loan payments. However, there are definite ...
    Continue Reading
  • Resolve to Spend Better in 2017

    Don't let the new year create new debt and problems in your life. Create a personal/family budget in a spreadsheet as your New Year's resolution. 1. Start with your net income. 2. Next, track your spending over a month or two. Try and use cash or make sure to pay off any credit card balance each month. Too much card use can promote overspending. 3. Estimate your excess income each month. If there ...
    Continue Reading
  • Driving Tips to Help Avoid Auto Accidents

    Millions of Americans across the country preserve their way of life by driving—we drive to work, school, go shopping, pick up food, pick up kids, travel, transport, etc. As much as driving impacts our lives positively, it can also negatively impact us when an auto accident occurs. From property damage and injuries to dealing with insurance companies, car crashes are an inconvenience at best and a ...
    Continue Reading
  • Why You Should See a Doctor Right after an Auto Accident

    If you were in an auto accident, seeing a doctor or medical expert is in your best interest. Often, people that have experienced an accident will decline to go to the doctor, simply because they feel that they are fine or are not currently experiencing pain. However, later on, many of these individuals feel stiffness, pains, or other effects of the injuries they sustained. Injuries can be ...
    Continue Reading
  • Common Injuries from Car Accidents

    The type and severity of injuries suffered in a car collision depend on a variety of factors: the number of vehicles, the size of each involved in the accident, the speed at which each vehicle was traveling, and the age and overall health of the drivers and passengers. Regardless of the number of variables, some types of injuries happen more frequently in car accidents than others. The following ...
    Continue Reading
  • Halloween Safety Tips

    While Halloween is filled with fun when it comes to dressing in costume and trick-or-treating, it can be a dangerous holiday, particularly for children. Studies have shown that October 31 st experiences some of the highest numbers of emergency room visits of any holiday throughout the year. The following are important trick-or-treating tips for a safe Halloween: Always stay on sidewalks and use ...
    Continue Reading
  • Trucking Accidents and Insurance

    Due to their sheer size and weight, commercial 18-wheeler trucks can cause extensive damage and injuries to whomever and whatever they collide. If you have suffered severe life-altering injuries due to the negligence of a truck driver, you may be eligible to receive compensation for your injuries. Because some drivers are independent contractors and others are contracted employees of trucking ...
    Continue Reading
  • The Importance of Underinsured Motorist Coverage

    At Lam Law Firm , I have helped my personal injury clients recover compensation for their injuries after being involved in auto accidents . There have been occasions when the collision was caused by a motorist who had little or no insurance coverage. This meant that if the victim suffers a serious injury, they would have to pay a partial amount of the medical expenses since the at-fault party ...
    Continue Reading
  • Traumatic Brain Injury Signs and Symptoms

    Whether it’s from a car accident or a significant fall, one of the catastrophic injuries a person can sustain is a traumatic brain injury (TBI). TBI is defined as a severe blow to the head or a penetrating head injury which disrupts the function of the brain. Nearly 1.5 million Americans experience a TBI every year, resulting in 50,000 deaths, hospitalizing 235,000, and over a million emergency ...
    Continue Reading
Page of 4