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  • What Bankruptcy Can & Can’t Do

    American case law is in a constant state of striking a balance between a business’ right to operate and an individual’s right to their own property. As a result, our nation has pioneered a forgiving and powerful consumer rights system, the crown jewel of which is our bankruptcy process. However, as powerful as it is, there’s plenty of misunderstanding about what it can actually do. Today’s blog ...
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  • How Bankruptcy Affects Your Student Loans

    There’s a common misconception that student loans are impossible to discharge. Granted, the test for discharging student loans is difficult, perhaps unreasonably so. Filing for student loan discharge is also cost-prohibitive—you’ll absolutely need an attorney to help you do it, but paying them is difficult for people who are unable to make their student loan payments. However, there are definite ...
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  • Resolve to Spend Better in 2017

    Don't let the new year create new debt and problems in your life. Create a personal/family budget in a spreadsheet as your New Year's resolution. 1. Start with your net income. 2. Next, track your spending over a month or two. Try and use cash or make sure to pay off any credit card balance each month. Too much card use can promote overspending. 3. Estimate your excess income each month. If there ...
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  • Driving Tips to Help Avoid Auto Accidents

    Millions of Americans across the country preserve their way of life by driving—we drive to work, school, go shopping, pick up food, pick up kids, travel, transport, etc. As much as driving impacts our lives positively, it can also negatively impact us when an auto accident occurs. From property damage and injuries to dealing with insurance companies, car crashes are an inconvenience at best and a ...
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  • Why You Should See a Doctor Right after an Auto Accident

    If you were in an auto accident, seeing a doctor or medical expert is in your best interest. Often, people that have experienced an accident will decline to go to the doctor, simply because they feel that they are fine or are not currently experiencing pain. However, later on, many of these individuals feel stiffness, pains, or other effects of the injuries they sustained. Injuries can be ...
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  • Common Injuries from Car Accidents

    The type and severity of injuries suffered in a car collision depend on a variety of factors: the number of vehicles, the size of each involved in the accident, the speed at which each vehicle was traveling, and the age and overall health of the drivers and passengers. Regardless of the number of variables, some types of injuries happen more frequently in car accidents than others. The following ...
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  • Halloween Safety Tips

    While Halloween is filled with fun when it comes to dressing in costume and trick-or-treating, it can be a dangerous holiday, particularly for children. Studies have shown that October 31 st experiences some of the highest numbers of emergency room visits of any holiday throughout the year. The following are important trick-or-treating tips for a safe Halloween: Always stay on sidewalks and use ...
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  • Trucking Accidents and Insurance

    Due to their sheer size and weight, commercial 18-wheeler trucks can cause extensive damage and injuries to whomever and whatever they collide. If you have suffered severe life-altering injuries due to the negligence of a truck driver, you may be eligible to receive compensation for your injuries. Because some drivers are independent contractors and others are contracted employees of trucking ...
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  • The Importance of Underinsured Motorist Coverage

    At Lam Law Firm , I have helped my personal injury clients recover compensation for their injuries after being involved in auto accidents . There have been occasions when the collision was caused by a motorist who had little or no insurance coverage. This meant that if the victim suffers a serious injury, they would have to pay a partial amount of the medical expenses since the at-fault party ...
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  • Traumatic Brain Injury Signs and Symptoms

    Whether it’s from a car accident or a significant fall, one of the catastrophic injuries a person can sustain is a traumatic brain injury (TBI). TBI is defined as a severe blow to the head or a penetrating head injury which disrupts the function of the brain. Nearly 1.5 million Americans experience a TBI every year, resulting in 50,000 deaths, hospitalizing 235,000, and over a million emergency ...
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  • 7 Steps To Take After A Car Accident

    Whenever you’re driving on the roads and highways of South Carolina, the last thing on your mind is being involved in an auto accident . When a collision does occur, it can be an overwhelming and frustrating experience. However, there are important things you must do at the scene of an accident that may affect your property damage claim and/or personal injury claim. The following are steps you ...
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  • Protect Yourself from Summer Auto Accidents

    Summer is here! I imagine that many of you will be taking road trips, going on vacations, or taking a drive to the beach, or some exotic locale. This is the time of year that you will find many cars on the road as people will be traveling, enjoying the outdoors, and taking in what the landscape has to offer. That means that summer is also the season that has the highest incidence of auto ...
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  • What Not to Say to the Insurance Company After an Accident

    Immediately following a car accident , the first thing you should do is protect yourself from liability. Never admit to anything and try to keep the conversations with the other drivers involved to a minimum. At this point, the only ones with whom you should be speaking are your insurance company and your personal injury lawyer. However, you must be careful not to mention anything to the insurance ...
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  • South Carolina Auto Accidents - What is PIP (Personal Injury Protection) or Medical Payments Insurance?

    South Carolina Auto Accidents – What is PIP (Personal Injury Protection) or Medical Payments Insurance? PIP or Personal Injury Protection insurance coverage is not very well known but can play an important role when you or a loved one has been involved in an auto accident in South Carolina. It is by no means mandatory to purchase this additional coverage with your auto insurance but the benefits ...
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  • Social Security Disability - Are You Disabled?

    Are You Disabled under the Social Security’s Definition of Disability? Whether you are applying for Social Security Disability (SSD) or (SSI), the definition of disability remains the same. You are disabled under the definition if you are unable to engage in any substantial gainful activity (SGA) by reason of anymedically determinable physical or mental impairment which can be expected to result ...
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